This Loan Agreement outlines the terms and conditions governing the use of FastLoansPortal.com (the "Website") and the relationship between users ("You" or "Borrower") and third-party lenders ("Lender"). FastLoansPortal.com is an affiliate marketing platform connecting users with personal loan offers available in the United States. By using this Website, you acknowledge that FastLoansPortal.com is not a lender, broker, or financial institution and does not issue loans or make credit decisions.
Please read this Loan Agreement carefully before engaging with any third-party lender.
1. Purpose of the Agreement
This Loan Agreement provides a general framework for understanding the terms of loan arrangements facilitated through FastLoansPortal.com. It also sets forth your responsibilities as a borrower and clarifies our role as an affiliate marketing platform. Specific terms of your loan agreement will be established directly between you and the Lender.
2. Role of FastLoansPortal.com
FastLoansPortal.com is a marketing platform that connects borrowers with third-party lenders offering personal loans. We do not:
- Originate, fund, or service loans.
- Make credit decisions or evaluate your eligibility.
- Represent any Lender or act as an agent on their behalf.
Your loan agreement is solely between you and the Lender. FastLoansPortal.com is not responsible for the terms of your loan, including interest rates, fees, repayment schedules, or other obligations.
3. Loan Offers
Loan offers displayed on FastLoansPortal.com are provided by third-party lenders. While we strive to feature accurate and up-to-date information, we cannot guarantee that the terms displayed on our Website will match the terms offered by the Lender. You should verify all loan details directly with the Lender before accepting an offer.
4. Borrower Requirements
To engage with lenders through FastLoansPortal.com, you must:
- Be at least 18 years old.
- Reside in the United States.
- Provide accurate and complete information during the application process.
- Meet the Lender's eligibility criteria, which may include a credit check, proof of income, and other documentation.
FastLoansPortal.com is not involved in determining your eligibility or verifying your qualifications.
5. Loan Terms and Conditions
Specific terms of your loan, including:
- Loan amount
- Interest rate (APR)
- Fees (origination fees, late payment fees, etc.)
- Repayment schedule
- Penalties for default
will be outlined in the agreement between you and the Lender. It is your responsibility to review the loan agreement provided by the Lender and ensure you understand the terms before signing.
6. No Guarantee of Loan Approval
FastLoansPortal.com does not guarantee that you will:
- Be matched with a Lender.
- Be approved for a loan.
- Receive the loan terms displayed on our Website.
Approval decisions are made solely by the Lender based on their evaluation of your application and creditworthiness.
7. Fees and Costs
FastLoansPortal.com does not charge users for accessing the Website or connecting with lenders. However, third-party lenders may impose fees related to loan origination, processing, or late payments. These fees will be disclosed in your loan agreement with the Lender. FastLoansPortal.com is not responsible for any fees or costs associated with your loan.
8. Disbursement of Funds
If approved, loan funds will be disbursed directly by the Lender according to their procedures. FastLoansPortal.com does not handle or distribute loan funds. Contact the Lender for information about disbursement timelines and methods.
9. Repayment
Repayment terms, including the due date, frequency, and method of payment, will be determined by the Lender and specified in your loan agreement. It is your responsibility to:
- Make timely payments.
- Understand the consequences of late or missed payments.
- Contact the Lender if you encounter difficulties in meeting your repayment obligations.
FastLoansPortal.com is not involved in loan repayment or collections.
10. Default and Collection Practices
Failure to repay your loan as agreed may result in default, leading to:
- Additional fees and penalties.
- Negative impact on your credit score.
- Legal action or debt collection efforts.
Collection practices will be governed by the Lender's policies and applicable laws. FastLoansPortal.com is not involved in debt collection activities.
11. Privacy and Data Sharing
Your use of FastLoansPortal.com is subject to our Privacy Policy, which explains how we collect, use, and protect your information. When you engage with a third-party lender, any personal or financial information you provide will be governed by their privacy policies. We encourage you to review the Lender's privacy practices before sharing sensitive information.
12. Limitation of Liability
FastLoansPortal.com is not liable for:
- The accuracy, completeness, or reliability of loan offers displayed on our Website.
- Decisions made by third-party lenders regarding your loan application.
- Any financial losses or damages resulting from your use of the Website or interactions with lenders.
By using FastLoansPortal.com, you agree to hold us harmless from any claims or liabilities arising from your loan agreement with a Lender.
13. No Endorsement
The inclusion of loan offers or links to third-party websites on FastLoansPortal.com does not constitute an endorsement or recommendation of those products, services, or companies. You are responsible for evaluating the suitability of any loan product before proceeding.
14. Governing Law
This Loan Agreement and your use of FastLoansPortal.com are governed by the laws of the United States. Any disputes arising from your use of the Website or loan agreements with third-party lenders shall be resolved in accordance with U.S. law.
15. Changes to the Agreement
FastLoansPortal.com reserves the right to update or modify this Loan Agreement at any time without prior notice. Changes will take effect immediately upon posting to this page. We encourage users to review this Agreement periodically to stay informed about our terms.
16. Contact Information
If you have questions or concerns about this Loan Agreement, please contact us at:
Email: support@fastloansportal.com
Acknowledgment
By using FastLoansPortal.com and engaging with third-party lenders, you acknowledge that you have read, understood, and agreed to this Loan Agreement. You further acknowledge that FastLoansPortal.com is not responsible for the terms of any loan you enter into with a Lender and that all loan-related decisions and obligations rest solely with you and the Lender.
Thank you for choosing FastLoansPortal.com. We are dedicated to providing a convenient platform to explore personal loan offers and help you make informed financial decisions.